Moreover, this will help you to save money and how much you will spend on it. From the economic point of view, if you are keeping a household budget, it will help you to provide financial welfare at your house. The following are reasons for keeping such a household budget. If you have no idea of your monthly expenditure, you can manage your household budget template said than done.
To actively manage your budget here are a few useful tips:. Initially, you should check your monthly income. This will include wages, monthly salaries, child support, grants and alimony among other sources. Moreover, you need to check that all sources are reliable. Similarly, you should include other jobs and cash from your hobby in your monthly income resources.
Likewise; you need to depend on your monthly budget. Once you have listed down your total assets, you should now budget for them.
You now focus on the household expenses. You should first make a list of your fixed expenses such as rent, transportation, electricity, medical, water and groceries among them. Further, you can list down all the expenses which are variable household expenses. The net income refers to the amount you will keep after clearing all the household bills. If you want to remain financially secure, you should try to keep your net income positive. Within the first sheet, you will find three sections, including income, savings and expenses.
The categories of the income section are:. The next section is where you will input your savings goals. These goals may include both your short-term and long-term savings goals that you listed earlier. This section includes the following categories, but can be changed to fit your goals:. The last section of the personal budget sheet is for expenses. This section has various primary categories, with multiple sub-categories associated. The primary expense categories include:.
Once you have input the individual amounts for each of the income, savings, and expense categories, you will see that the total for each month is calculated at the bottom of each column.
Additionally, totals are calculated at the end of each row, representing your year-to-date total for each budget item, category and section. On the second sheet you will find your budget dashboards. Dashboards are helpful to provide a quick visual into the summary and health of your budget, and will automatically update as you make changes to your personal budget sheet.
The dashboard sheet included in this personal budget template has the following four distributions:. Smartsheet is a spreadsheet-inspired work management tool with robust collaboration and communication features. Its pre-built monthly budget template makes it even easier to create a budget, conduct monthly check-ins, and improve accountability.
In this template, input your monthly budget and then track it against your monthly actual spent. With pre-set formulas in place, you will see your annual total, annual budget, and annual variance automatically calculated as you make changes to budget items. A pre-made template will open, with sample content filled in for reference and the sections, categories, and subcategories already formatted.
Feel free to move this section by selecting the rows you would like to move, right-click on the rows and select Cut Row. Next, right-click on the row you would like to insert the cut section above and select Paste Row. Empower your people to go above and beyond with a flexible platform designed to match the needs of your team — and adapt as those needs change.
The Smartsheet platform makes it easy to plan, capture, manage, and report on work from anywhere, helping your team be more effective and get more done. Report on key metrics and get real-time visibility into work as it happens with roll-up reports, dashboards, and automated workflows built to keep your team connected and informed. Try Smartsheet for free, today. Get a Free Smartsheet Demo.
In This Article. Business Budget. See how Smartsheet can help you be more effective. Home Construction Budget. Personal Budget. Project Budget. Simple Budget. The Zero-based budget Spreadsheet has two sections — one side for your monthly income and another for your expenses. Once you finish filling out both areas, the difference should be zero. If not, you should adjust either side. This method allows you to track and easily trace where your money is going.
Looking for a budgeting tool that will let you manage your budget and keep an eye on your expenses in a single location? If so, the Money Manager template is the answer.
How convenient is that? For those who are just starting to dabble in the world of business, the Small Business Budget template is a must-download.
Capterra has developed a versatile and user-friendly budgeting spreadsheet that startup owners can use for both long-term and short-term budget planning. The template also features an overview sheet. This sheet provides analytical insight into the efficiency of your business budgeting strategy. Excel is a versatile and valuable budgeting tool that has definitely proven its worth. But as with most things, there is no such thing as a one-size-fits-all money management tool.
When you're not in the office, this budget template doubles as a printable budget worksheet you can take on the go. This is an accessible template. Address books. All holidays. Animation and 3D. Back to school. Bids and quotes. Blank and general.
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